Car Repair Financing

If your insurance won’t cover the repairs you need, don’t worry! You can now get 0% financing for 12 months through Desjardins Financial Services.

Desjardins is the largest cooperative financial institution in Canada, with over 7 million users. It’s ranked 4th on Global Finance's Safest Banks in North America list.

Benefits of Our Financing Program

You can get your car back on the road faster and give yourself some financial breathing room. You’ll also enjoy benefits like:

  • Manageable monthly payments that keep your life going normally.
  • 0% interest for 12 months with approved credit.
  • Pay off your loan at any time without penalty (within the term).
  • Easy to pay with one monthly statement.
  • Flexible options available, including line of credit.

To get started, just talk to one of Bemac’s friendly representatives. We’ll help you understand the options and get started with Desjardins.

Why Won’t Insurance Cover My Repairs?

There are many situations where this can happen to anyone. Insurance exists to provide financial protection in case of most collisions, but won’t cover situations like:

  • Parts wear out due to the age of the car
  • Corrosion due to salt
  • Accidents that don’t involve other cars

Accident coverage differs from policy to policy and from provider to provider. It’s important to make sure you understand the terms of your coverage. You can learn more about the insurance claims process here.

There are also situations where you don’t want to use insurance to pay for repairs, for example, if you’re informed that your premiums will increase greatly.

Need More Information? We’re Here to Help

Having a car that’s safe to drive and that keeps the weather out is important. Talk to us to find out more about payment options.



  • Auto Repair Service
  • Find a BEMAC Near You
  • Email*
  • Phone
  • Details
  • View our Privacy Policy